How it works
Simple, impartial, and actually helpful.
No jargon, no obligation and no cost. Here’s exactly what happens from the moment you get in touch to long after your policy is live.
Start my comparisonYou tell us the essentials
Online in a couple of minutes, or on the phone if you prefer. Who needs cover, roughly what you want it to do, and how to reach you. No medical exam, no commitment.
We compare the whole market
Your adviser runs your details across every major UK insurer and builds a clear, like-for-like comparison — cover, hospital lists, underwriting, excess and price, not just the headline number.
We explain it in plain English
We walk you through the shortlist, flag the trade-offs, and give you a straight recommendation. Ask anything — that’s what we’re here for. There’s never any pressure to proceed.
You choose, we set it up
Pick the policy that fits and we handle the application and paperwork with the insurer, so it’s live without the back-and-forth.
We stay with you
Questions at claim time, adding a family member or an employee, a renewal that crept up — one number, same team, free for as long as you’re covered.
The honest comparison
Doing it yourself vs. doing it with us.
| Going it alone | Typical aggregator | ComparePMI | |
|---|---|---|---|
| See every major insurer | Tab after tab | Some of the panel | Whole of market |
| Compare cover, not just price | On you to read | Rarely | Side by side, explained |
| Talk to a named adviser | Every step | ||
| Help when you claim | Free, for life of policy | ||
| Someone checks your renewal | Every year | ||
| Cost to you | Your time | Sells your data | Free — always |
Good to know
Questions, answered plainly.
Yes — completely. You never pay us. Like a mortgage or insurance broker, we’re paid a standard commission by the insurer only if you decide to take out a policy, and that doesn’t change the premium you’d pay going direct.
See your best-value cover in a couple of minutes.
Free, whole-of-market, and no obligation. Compare online or talk it through with an adviser — whichever you prefer.