SME & small business
Health insurance built for small and growing teams.
Group health cover isn’t just for big corporates. We compare a wide panel of insurers to find small-business health insurance that fits your team and budget — from a handful of employees upwards, then introduce you to an FCA-authorised firm who sets it up and manages it, free of charge.
Compare SME coverWhy it’s worth it
Big-company cover, sized for a small business.
Keep your team well and working
Fast access to diagnosis and treatment means less time lost to long NHS waits — which matters far more when every person counts.
Compete for talent above your weight
A health benefit makes a small business look and feel like a bigger one when you’re hiring against larger employers.
Control the cost, every year
Your scheme can be compared across a wide panel of insurers at each renewal, so you’re not quietly overpaying as you grow.
How it works
Straightforward, whatever your headcount.
From a handful of employees
You don’t need a big headcount — schemes are available for small teams upwards.
Priced per employee
Cost depends on ages, location, the level of cover and any excess — we show clear options at different budgets.
Simple underwriting
Larger small-business schemes can often use “medical history disregarded”, so staff are covered without declaring their history.
Set up & managed for you
The FCA-authorised firm we introduce you to arranges it, briefs your team and handles renewals, at no cost to you.
What cover can include
Shaped around your team.
Every insurer packages things differently. We line the options up so you only pay for the cover your people will actually use.
- In-patient & day-patient treatment
- Fast specialist & diagnostic access
- Cancer cover options
- Mental health support
- Digital GP & 24/7 nurse lines
- Optional dental, optical & cash-plan add-ons
Good to know
SME health insurance, questions answered.
Schemes are available from small teams upwards — you don’t need a big headcount to qualify. For very small teams a health cash plan can be a cost-effective first step, moving up to a full group medical scheme as you grow.
Read more
- Small business health insurance guide
- Business health insurance cost
- Is company health insurance taxed?
- Group health insurance cost per employee
Thinking about the wider package too? See employee benefits, or the full range of business & group schemes.
See your options in a couple of minutes.
Free, across a wide panel of insurers, and no obligation. Compare online or talk it through by phone — whichever you prefer.